There is a very obvious solution to this problem for the user, namely don't press Ctrl + Alt + Delete while the game is loading, but just for polish of the game...
My system is Windows 7.
I do have mods installed, but I don't really think they were making the difference because some of the files that couldn't be loaded in my testing were vanilla.
This is what the error message looked like.
Thanks, Love the game, keep it up.
