Well a few reinstalls and a nights sleep seemed to fix the issue, apologies for wasting your time. just scared the hell outta me and i exhausted my options!

I have been experiencing the same exact issue of crashing while zooming out, no mods nothing new. Worked fine less than a week ago.
Havent tried loaded old games, but it happens when i start a new game at the start. Cannot find anything on forums or google to help :/